Have any questions?
Please read our most frequently asked questions below.
FAQ
How and where can I start investing the little money I have?
Start the cookie jar approach
Tax free savings where you can save as little as R20 and more depending on your pocket.
Start investing in the stock market
Ways or tips in which I can be disciplined when saving money?
Cut back on spending habits
Creating a convenient budget
How do I budget when I only have NSFAS which I share with my family?
Create a budget with your family
Prioritize needs before wants
Don’t be afraid to trim your budget and always track progress
Do I need to think about saving for retirement now?
Yes, when you start young, you have more time to save.
You can take advantage of compound interest
What is an emergency saving fund, and do I need one as a student?
An emergency fund is money you've set aside in a separate savings account to help you cover unexpected and urgent expenses in college. Establishing an emergency fund while you're young can help you better prepare for financial challenges and obligations you may face later on in life
What happens if I don’t pay my debt?
Raise your interest rate
Place an account with collection agent
Take money from your bank account
Start legal action
As a student, how do I pay tax?
Students are not liable to pay tax unless you earn R87 300 per annum.
How can I start getting a credit score without going into debt?
The only way of obtaining a credit score is having good debt and managing your debt well.
How do I choose the right bank account as a student?
Look for a bank that offers convenience and either doesn’t charge fees or makes them easily avoidable.
Are there affordable investments for students?
Tax free savings, Stash, Auto share accounts, unit trusts, retail bonds, properties, and shares.
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